About Everist Mortgage:

Everist Mortgage LP was founded in February 2004, with a vision to create a mortgage company that was more about people than transactions; more about the experience a client goes through than hitting corporate quotas and volume totals.

Founder Michael Everist has been originating mortgages since 1993, working at some of the largest banking companies in the country, including Wells Fargo Mortgage (Norwest) and J.P. Morgan/Chase Mortgage. He built a loyal base of clients and referral sources over the years by focusing on personal service, integrity, and great communication throughout the mortgage process.

Michael had a passion for creating a referral-based business that was based on clients and referral sources having a pleasurable experience during the process they were happy to tell others about. He built systems that would guarantee each client had regular communication, status updates, and little extras that made them feel important along the way.

After years of building these systems and refining them, it was evident that the only way for Michael to truly deliver his vision was to do so with his own company. The large monster megabanks were not set up for this type of service level; instead, they focused more on pushing large volumes of business through the machine as quickly as possible with the smallest level of support staff and resources possible. After much planning, thought and prayer, Everist Mortgage was born!

Michael has purposely kept the company small so that he can focus his attention on each individual client and ensure they get treated with respect and care throughout the transaction. He has built a reliable team of people who support the vision of quality over quantity and people over loan transactions. Our goal at Everist Mortgage is to help our clients, and our referral sources happily and proudly refer us to their friends, family, and coworkers because of the way they were treated here. We would rather invest our time, effort, and resources into hiring and keeping great people and building great systems for our clients, than put those resources toward cold, impersonal advertising. We believe the best advertising is word of mouth and goodwill in the community that comes from treating people right!

What makes Everist Mortgage different:

• Michael's 16+ years of experience originating hundreds of mortgages, which means we know how to troubleshoot potential issues that could hinder a loan approval and closing before it becomes a nasty surprise.
• Proven communication systems that ensure that each client will know their options up front, be communicated with regularly throughout the process and not "left in the dark," thus lowering the anxiety normally associated with the mortgage process.
• Rather than offering only one source of loan products, Everist Mortgage has access to approximately 20 of the nation's largest and best funding sources for home loans. Also, rather than paying retail rates, Everist accesses these sources on a wholesale level. This means we get the funds cheaper, allowing us to keep our overhead low while helping consumers shop around to get them a great low rate and fee structure to remain highly competitive in the marketplace

We keep focused on the changes going on in the marketplace so that we can navigate the turbulent waters of this changing industry. The mortgage industry is undergoing historic change, and unless your lender consistently reviews the rules and regulations, it's easy to make mistakes that are costly and time-consuming, potentially delaying a client's loan closing or loan approval. Michael and his team regularly attend workshops, classes, and trainings on industry updates to ensure they know what to expect and how to get their clients' loans approved and closed on time